MEDICARE PLANS

THE BEST PLAN TO FIT YOUR HEALTH & LIFESTYLE

SENIOR INSURANCE BENEFITS

Tailored to Your Needs

Looking for better options?

We specialize in finding the best plan that fits your health and lifestyle needs. During open enrollment, we take a consultative approach to help you navigate among all your choices. We are your one stop shop. Certified with the Centers for Medicare, we are appointed with many carriers in western and central Pennsylvania.

Turning 65?

Navigating the process of applying for social security and securing Medicare benefits can be overwhelming. All Your Benefits will assist you with every step along the way. We will guide you through the myriad of regulations. After your initial enrollment we will consult with you annually to ensure your benefits fit your lifestyle. If you’re turning 65 within the next 3 months, now is the time to contact us to begin your enrollment.

CONTACT US TODAY
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What We Do

  • Medicare, Medicare Supplement Plans & Medicare Advantage Plans

  • Confirm part A and B enrollment.

  • Explore physician networks.

  • Review formularies.

  • Define lifestyle.

  • Compare options.

  • Submit enrollment.

TOP-NOTCH COVERAGE

Our Trusted Carriers

PROTECTION, COMMITMENT & VALUE

What Our Clients Say

Margaret T.

MEDICARE PLANS

“Months before my 65th birthday, my mailbox was over flowing with Medicare advertisements. All Your benefits simplified the process in one visit. They took the time to listen to my needs and presented a plan that fits my budget.”

Rebecca W.

INDIVIDUAL PLANS

“The media makes health insurance sound so complicated and the federal website for exchange coverage is overwhelming. With the help and advice of Chris, I selected the plan best suited to my needs.”

Ted McM.

MEDICARE PLANS

“When I turned 65, the options to compliment my Medicare were overflowing my mailbox. A, B, C, D…so confusing. With the help of All Your Benefits, I found the plan that suited both my budget and my lifestyle all in one stop. They explained all of my options with all the major carriers.”

Frequently Asked Questions

We never charge our clients. Whether you are just looking for advice or enrolling with us, we will never charge you.

Yes, our plans and pricing comes straight from the carrier. We do NOT add fees or surcharges to the plans we offer.

Yes, we work with all of the major health carriers in Western PA and nationally. That means we will not favor one company or another based on commission or contracting.

We recommend reviewing your health benefits annually. With the growing cost of health insurance, budgeting your health costs is an important aspect.

Call the phone number on the back of your healthcare card.

Coinsurance is the amount you pay to share the cost of covered services after your deductible has been paid. The coinsurance rate is usually a percentage. For example, if the insurance company pays 80% of the claim, you pay 20%.

The amount of money you must pay each year to cover eligible medical expenses before your insurance policy starts paying. Deductibles are usually tied to coinsurance payments.

A spouse or child that is covered by the primary insured member’s plan. Plans may include a domestic partner too.

A list of prescription medications covered by your plan.

A health care financing and delivery system that provides comprehensive health care services for enrollees in a particular geographic area. HMOs require the use of specific, in-network plan providers. No out-of-network coverage.

A health insurance network that offers greater freedom of choice than HMO plans. Members of PPOs are free to receive care from either in-network or out-of-network (non-preferred) providers, but will receive the highest level of benefits when they use providers inside the network.

A period of time an individual has available to make changes in their plan. SEPs are triggered by significant life events i.e. marriage, divorce, birth/adoption, move to a new network, new job or retirement.

An HSA is a tax-advantaged medical savings account available to taxpayers in the United States who are enrolled in a high-deductible health plan (HDHP). The funds contributed to an account are not subject to federal income tax at the time of deposit.

I Have More Questions

Fill in the form below to request a callback to discuss your questions and health insurance concerns.